After our story yesterday detailing how General Motors is selling data collected about how you drive your vehicle to insurance companies, who then use that data against you to raise your premiums, we wanted to give a step-by-step guide on how to opt out of OnStar’s Smart Driver Program and GM’s data collection program. We also give you information on how to request what data GM has sent to the two brokers who provide your data to insurance companies.
UPDATE: 3/22/24 – IN STUNNING REVERSAL, GM STOPS SHARING VEHICLE DRIVING DATA WITH BROKERS
Opt-Out Of OnStar Smart Driver
General Motors OnStar Smart Driver program is currently one of the ways the company collects driving data from customers. That doesn’t mean it’s the only way and we’re unsure if opting out of Smart Driver prevents the sharing of driving data, but we feel it’s a good first step.
It’s important to note- even if you don’t have an active OnStar Subscription or Account- Smart Driver may still be enabled!
Step One: Log Into your vehicle smartphone app (myChevrolet, myGMC, myBuick, or myCadillac) or the OnStar Website
Step Two: Click your name at the top right of the app or website.
Step Three: On the app- click “Settings” at the bottom of the expanded menu. On the website, click “account”
Step Four: On the app- click “OnStar Smart Driver” – On the website, click “Data & Privacy” then “OnStar Smart Driver” and “Manage Settings”
Step Five: On the app- toggle the “Allow OnStar Smart Driver” button to off – On the website, select “opt-out” for each vehicle you have an onstar account with.
Opt-Out of General Motors Data Collection / Privacy Request Form
General Motors has a separate Data Collection and Privacy Request Form, differenant than OnStar. It includes more data, like your contact information and marketing data. Unfortunatly, depending on which state you reside in, your options to request your data and or information is removed varies.
Visit the General Motors Consumer Privacy Request Website and follow the directions depending on your state.
Request Your Data Report from LexisNexis
The first company that General Motors sells your information and vehicle data to is Lexis Nexus.
Who is NexisLexis? It’s essential to recognize the vast capabilities and implications of companies like LexisNexis. Specializing in legal, regulatory, and business information, LexisNexis aggregates a wide array of data, including public records and personal information, which can be a concern for individuals wary of how their data, potentially including vehicle-related information, is accessed and utilized.
Request Your LexisNexis Data at their website HERE
You can fill out the online form or print a paper version and mail it to LexixNexis. The company will then mail you paperwork to finish the process.
Request Your Data Report from Verisk
The second company that General Motors sells your information and vehicle data to is Verisk.
Who is Verisk? Verisk Analytics is a data analytics and risk assessment firm that gathers and analyzes vast amounts of data, including detailed information on vehicle histories, insurance claims, and driving records. While Verisk plays a pivotal role in the insurance and financial services sectors by providing insights that help assess and mitigate risk, its extensive data collection practices raise important considerations for vehicle owners concerned about their personal information’s security and privacy. The depth of data Verisk can access, including potentially sensitive vehicle-related information, highlights the importance of robust data protection strategies and the need for consumers to be informed about how their data is used and shared in the broader data analytics ecosystem.
Request Your Verisk Data at their website HERE
Click “Driving Behavior Data Disclosure Form” and complete the relevant details. It’s important to note the information you need to provide is quite invasive. You can alternatively fill out the form as a PDF and mail it to Verisk
What information do you get back from LexisNexis and Verisk?
We’ve submitted our requests to these companies and will share with you what data we get back once we get it. We’re unsure of the timeframe this process will take.