GM Protection Plan comes through again...

mikeyk101 · May 18, 2023

I just picked up my truck from dealer and very glad I spent the money to get a GM Protection Plan. It has more than paid for itself now. I found out when getting my oil changed that during the inspection, they discovered the transmission cooling lines were leaking as well as a leak from the upper oil pan. The repair bill for this came out to just over $2900 including 2 days of car rental and was covered by the plan. All except for the oil filter??? I was to pay about $8 for a new oil filter. I slightly complained but was respectful because the oil filter was practically new from the recent oil change. I said that if I had known beforehand, I would have just waited on repair to be done instead of having the oil changed. On top of this, all that new oil had to be wasted and changed out as well. But surprisingly the 8qts of new oil was covered under the plan. The service guy said that a new oil filter was just part of the repair but not covered under the plan. I groaned that had I been notified of the oil pan leak beforehand, I would have just held off on oil change and would have gladly paid for the oil filter now. He begrudgingly agreed and finally said don't worry, it would be taken care of and it was.

This is the third time I have been able to take care of something with the plan. I've actually been pretty lucky with this truck so far. I haven't had anything too major but the repairs I've needed have been a bit pricey. Besides this repair, I had a fuel injector that was stuck open and needed to be replaced last year and a crack in front differential housing 2 years ago that was also covered. I never found out why that crack happened and was a bit surprised that the plan covered it.

When I got the truck new in 2016, it already had almost 600 miles on it. I got in touch with GM and after haggling a bit, I got them to extend the original bumper to bumper from the 3 year 36k miles to 4 years 60k miles. That ran out Mar of 2020. Prior to it running out, I was still able to buy a 5 year 60k additional Protection Plan. I went with the Platinum and $0 deductible. So I am covered for another 35k (125,000) miles and until Mar of 2025. This last repair has by itself covered that cost. After seeing post after post about lifter failures, torque converter failures, condenser failures, etc, I am praying that if this is going to occur, it needs to happen in the next 2 years before it costs me money. I'm at 7 years of ownership now and plan on keeping this truck for a quite a few more years.